KoovoDiscuss a pilot↗

Intelligence infrastructure for SMEs

Every business.
Connected to
what matters.

Turn accounting data into a live economic model. See what changes, why it matters, and what may happen next.

Discuss a pilot↗

Delivered through the advisor SMEs already trust.

A WORLD OF SIGNALS
TRANSACTIONS
CUSTOMERS
SUPPLIERS
LABOUR
PRODUCTS & SERVICES
CONTRACTS
MARKETS
REGULATION
NEWS & EVENTS
MACROECONOMICS
SUPPLY CHAINS
RATES
KoovoECONOMIC INTELLIGENCE
ONE CONNECTED MODEL
↓ Follow the intelligence01 / THE CONNECTED BUSINESS

Better model. Better advice.

A business is more
than its accounts.

Traditional accounting tells you what happened. It doesn’t fully explain what a business buys, sells, depends on or is exposed to.

Koovo builds that missing context — then connects it to the outside world to show advisors where attention matters.

Accounting data→Economic reality→Intelligence→Advisor action

The expertise already exists.
The constraint is knowing where to apply it.

Across hundreds or thousands of clients, human attention becomes the bottleneck. Koovo continuously identifies where advisor attention can create the most value.

01 Construct

Start with
economic reality.

Koovo builds a live economic model of what the business buys, sells and depends on.

INPUT Underlying transaction & document data
RESULT A connected business model
BELOW THE LEDGER ILLUSTRATIVE RECORDS

UNDERLYING
BUSINESS DATA

BP Ultimate Diesel

412 litres · £840

Supplier: BP · VAT: 20%
Nominal: Motor expenses

DPD Next Day

36 parcels · £420

Customer invoice

Timber delivery · £4,800

Payroll · Operations

£8,200

ECONOMIC
MEANING

Diesel fuel

Transport input
Operating dependency

Parcel logistics

Customer fulfilment service

Timber sale

Product supplied to a customer

Operations labour

Workforce input

Description, quantity and counterparty reveal the economic evidence. Accounting metadata supports the interpretation.

CONNECTED BUSINESS MODEL

BUYS

Fuel · Timber

SELLS

Timber products

EMPLOYS

Operations team

DEPENDS ON

Parcel logistics

Diesel fuelused by →Delivery operations
Reconstruct the business from evidence.
Not just its accounting categories.

02 Connect

The outside world.
Inside the model.

Koovo connects economic data, regulation and events to the exposures that make them relevant to each business.

INPUT External signals & events
RESULT Business-specific context
NUMERIC TRANSMISSION ILLUSTRATIVE · 6 MONTHS

SHOCK → MARKET MOVE → INPUT PRICE → CLIENT SPEND → EFFECT

Oil shock
Brent+12.4%
Diesel / fuel+4.6%
Client fuel spend£178k6-month baseline
Additional cost+£8.2kover 6 months
Input-price pressure
Timber index+5.8%
Structural timber+4.1%
Client timber spend£332k6-month baseline
Additional cost+£13.6kover 6 months
GBP weakens
GBP/USD-3.2%
USD-linked inputs+2.0%
Client import spend£305k6-month baseline
Additional cost+£6.1kover 6 months

Illustrative sensitivities applied to six-month spend, with volumes held constant.

External movement. Measured transmission. Client-specific effect.

03 Model

See how
change travels.

A change in one part of the economy doesn’t stay there. Koovo models how it may propagate through the business — and what that could mean financially.

INPUT A change in conditions
RESULT Potential financial outcomes
PROPAGATION ILLUSTRATIVE SCENARIO
CHANGEExternal shift

PURCHASES

Input prices
Supplier terms

OPERATIONS

Capacity
Labour requirements

SALES

Demand
Selling prices

FINANCE

Working capital
Borrowing costs
Understand the impact before choosing a response.

04 Intelligence

Continuous reasoning.
Focused attention.

Koovo continuously identifies what matters, why, and what may happen next — turning the connected model into prioritised, explainable intelligence.

INPUT The connected economic model
RESULT Prioritised, explainable intelligence
THE REASONING LAYER ILLUSTRATIVE EXAMPLE
CONNECTED
BUSINESS MODEL
  1. EXPOSURE

    Rising costs from a key supplier

  2. WHY IT MATTERS

    Limited room to absorb the increase

  3. NEXT CONVERSATION

    Review pricing and supplier options

Less noise. A clearer next conversation.

One intelligence layer. Your advisory model.

Scale advisory across the client base.

Intelligence, delivered
the way you advise.

Koovo provides the intelligence. Your firm decides what is surfaced, when action is triggered, where opportunities are routed and how intelligence reaches the client.

Advisory Radar

A prioritised view across the client base: which businesses are exposed, why the signal matters, and where the advisor should focus attention.

THE ADVISOR STAYS IN CONTROL

Your relationships.
Your specialists.
Your services.

Koovo identifies where attention matters and routes intelligence into the advisory capability your firm already has.

From episodic advice to an ongoing advisory relationship.

Intelligence stays current as conditions change.

About Koovo

Built for the business.
Through the advisor.

Koovo is building intelligence infrastructure for SMEs, connecting the economic reality of a business to the forces that shape its future.

Our focus is the trusted advisor: making proactive, client-specific advice scalable across the client base.

Ollie Jackson

Ollie Jackson

Founder

MSc Finance, Imperial · BSc Economics, Sheffield.

Grew up around a family accounting practice, seeing first-hand why meaningful advisory was difficult to deliver consistently across an SME client base. Founded Koovo to build the intelligence infrastructure that makes it scalable.

Sam Wright

Sam Wright

CTO

Founder of Clank Tech, with several years building enterprise software systems. Sam built and led the engineering team that has developed Koovo to date, and now leads Koovo's technical architecture and engineering.

Follow Koovo on LinkedIn ↗

Let’s build better advisory

Make the next
conversation matter.

Explore how Koovo could work with your firm.

Discuss a pilot↗